Faktor Berhutang dalam Kalangan Belia Muslim: Factor of Indebtedness Among Muslim Youth. Jurnal Pengajian Islam, [S. l.], v. 13, n. 2, p. 50–58, 2020. Disponível em: https://jpi.uis.edu.my/index.php/jpi/article/view/43. Acesso em: 24 oct. 2026.